Pitfall Big
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what are the biggest money pitfalls you have faced ?
I am right now in a stage in which i have a good job ,a good salary and a decent bank balance but that might all change in a few years since I am going back to graduate schools,never thought i might have to consider it but I have to start being careful about how I spend..what are the money pitfalls you have faced in your life and how would you suggest to avoid them,I guess i would suggest staying of credit cards and avoiding trying to own a car (down payments and gas headaches) and using public transport as much as possible but thats just suggestions..what would you suggest ? Thanks
The biggest one was the crash of the stock market after the 9/11 attack. I think it was coming anyway and that was just the catalyst. I soon realised I was losing money on stocks and shares whilst spending a small fortune on mortgage repayments. When I did the sums I found I could pay off my mortgage by cashing in my shares so that's what I did.
Some tips:
1. Pay off any debts as fast as you can to save on interest charges.
2. Try to use credit cards as debit cards (i.e. pay off the balance every month) to avoid running up new debts.
3. Don't spend a lot of money on a car if you don't really need one.
4. Consolidate all your debts into one payment at a good interest rate.
Good luck at college.
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Pitfall: The Big Adventure (Wii) -- Gameplay (start of game)
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